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Your Federal Employee Rights Amid Recent Executive Actions

CSRS vs. FERS: Understanding Federal Retirement Systems

October 29, 2025October 3, 2025

Read Time: 5 min read

The History and Evolution of Federal Retirement Systems CSRS, established in 1920, was the sole retirement system for federal civilian employees for over six decades. It provided a generous defined benefit plan but lacked portability and didn’t include Social Security coverage. FERS, introduced in 1987, was designed to address these limitations and create a more sustainable system for the long term. Transition from CSRS to FERS The transition from CSRS to FERS marked a significant shift in federal retirement policy. …

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